Certificate of Title NSW, VIC: Everything You Need to Know

If you’re a property owner or plan to purchase a piece of land in Australia, you should know what a Certificate of Title means because after you buy a piece of land, you must prove it is yours. A Certificate of Title is an important document that provides proof of ownership and any other registered interests over the property or land.

Apart from acting as proof of ownership, it works as a protective tool for buyers and sellers. To obtain one and use it correctly, you will need to learn everything you need to know about the Certificate of Title.

The Basics: What is a Certificate of Title?

A Certificate of Title is like a property’s ID. When you decide to buy a piece of land, you will want all the information about the property or land. This piece of official documentation gives you the following information:

  • The property’s history,
  • List of previous owners,
  • Mortgages on the property, present or past,
  • Legal notations, and
  • Description of the property.

A government authority or another similar authority issues the certificate. This is necessary documentation for every property, including houses, commercial buildings, industrial facilities and land.

Importance of Certificate of Title: Reason to Get This for Your Property

1. Proof of Ownership

This certificate allows you or the owner of the property to prove their ownership of the property. It establishes and protects the owner’s right to the property.

2. Ability to Sell

As the Certificate of Title proves your ownership, it also shows your right to sell. However, after the purchase, the Certificate of Title will be transferred to the buyer’s name, thereby showing their ownership of the property.

3. Mortgage and Financing Details

If you are looking for a mortgage or additional funds, you can use your Certificate of Title as security. The lender will review the certificate to evaluate the property’s risk and value before granting the loan.

Apart from these three important reasons, your property’s Certificate of Title helps you protect your property from illegal possession by others. Also, it lets you access utility services because companies require you to establish ownership before providing their services for water, gas or electricity. The same goes for insurance. It is also used for other purposes like filing development applications and applying for a pergola or an extension. Read how a conveyancer can help buyers and sellers.

Note: A Certificate of Title is important for both owners and buyers. For owners, it shows their right to the property. And for buyers, it shows them all the details you will need to know to commence to purchase it. A buyer can also see who the owners are and if there are other legal claims to the property in question.

Components of a Certificate of Title

Stamp duty is one of the more costly—and frequently inevitable—up-front expenses of purchasing a home in New South Wales. However, there are situations in which you can qualify for a reduction in price or possibly an exemption, especially if this is your first home purchase.

Whether you’re looking for information on the Certificate of Title in Victoria or NSW (New South Wales) or anywhere else in the country, here is what the certificate will have:

  • Title number, which is a unique number assigned to each certificate to track it.
  • The description of the property, in detail.
  • The registered owners along with their contact information.
  • Details of outstanding loans, mortgages, legal claims or legal liability of the property if there are any.
  • Restrictions on the property due to any reason.
  • The date of issuance of the certificate.

The certificate of title in every state will have the same information on them, but how they are stored and then given to the owners will differ as per the rules of the state.

Certificate of Title: How to Get One?

Are you searching for information on obtaining a Certificate of Title in Victoria or any other area in Australia? Here is a guide on how to obtain one:

  • If you want to get a Certificate of Title for your property, you should reach out to land registries or brokers.
  • Make sure you have these key details ready:
  • The street address or lot number on the plan, or the volume and folio number.
  • An active email address.
  • A debit or credit card for payment.
  • When you’re applying for this make sure that you have a valid proof of your ownership on the property in question. If there are other interests in the property, make sure you list them down as well.

Why Do You Need a Professional to Help You With a Certificate of Title?

The process of applying is a little complicated, which is why you need some help. The Certificate of Title is an important document, so you should make sure that the application is free of errors. It is recommended to seek assistance from a professional if you’re not familiar with the rules and where to apply. A team of professionals will help you through the process. They will handle the process of filing, stamp duty-related or any other problem that you may run into, making the process easier.

For example, for the Queensland, South Australia, Australian Capital Territory and NSW Certificate of Title applications, only electronic copies are granted. The original certificate, which will be on paper, will be held at each state’s land registry. In Victoria, Western Australia and Northern Territory, both electronic and paper certificates are issued. And in Tasmania, only paper certificates are issued. The thing to note is that only brokers can issue digital copies of these certificates who are licensed to do so. You must go through a reliable broker only. Your broker will charge a fee for the issuance. The rate is different for all areas.

Helpful Information: Where can you find the title?

Here are a few links that can help you find land title offices in each state of Australia:


Easy Link Conveyancing Makes Applying for Certificate of Title Smooth,

Trust professionals to answer your questions such as what is a Certificate of Title and how to get one. Looking for property transfers help? You have it with Easy Link Conveyancing. They have a courteous and listening panel of experts that will give you a solution depending on the information at hand, and you can be rest assured you will be given a perfect solution with advice to go with it. Starting from where to get a Certificate of Title to the reason why you may need to transfer the ownership of your land. Trust their conveyancers, they will help you go through the paperwork and legal documents as well as the stamp duty for the transfers, and anything else you may need help with. They will ensure you receive the Certificate of Title.

Need help with conveyancing? Give Easy Link Conveyancing a call at +61 3 9364 1133. They offer services in both Sydney and Melbourne, assisting with property purchases, sales, off-the-plan transactions, and commercial conveyancing.

Call Now
Scroll to Top